Matthew W. Howard is the Managing Broker and one of the owners of KMF Real Estate, and he’s been helping buyers and sellers across Arizona since 2008. A U.S. Navy veteran and Chino Valley resident, Matt focuses on making real estate feel simple, honest, and straightforward. He works side-by-side with his daughter, Lily, creating a truly family-run experience where clients feel taken care of, not pressured. Whether it’s a first-time buyer or a seasoned seller, Matt’s goal is always the same: clear guidance, steady communication, and a stress-free process from start to finish.